Making money without working

If you want to be a millionaire or a billionaire, then you cannot just work your way up there. You need to have a way to make money without working. But to get there you will need do a lot of work. There are still a lot of ways you can make money without working. Well not a lot but still within your reach and enough for you to make a selection atleast. I have used a numbering system and will give a score out of 10, as to how effective the tip is for making money without working.

Here are a few ways and evaluation of them as to why they are good ways to make money without working.

1.) Website: One time investment. Start a website on something you like, take a few weeks and work on it and then thats it! The rest will be taken care of. The ads will get clicks on them, and every morning you will just need to long in to your ad account to see how much money you made the previous day. Use programs like Adsense, Adbrite, or pay per month ads and you won't even need to update your website.

Rating: 6/10 (Hard work involved when starting)

2.) Stock Market: For people who are smart and can make the correct decisions, they need to get into the stock market. 30% of American Millionaires have gained their wealth through the stock market. All you need to do is have some money, and pick the right stocks which will grow in the long run. Right now is not really the best time to invest in stock market because a recession is slowly taking place, but there are still a lot of stocks that are going up and will continue rising.

Try your stock selections with 'play money' stock market game

http://simulator.investopedia.com/rotate.aspx

* You only need to make an investment and not work. But you can also lose money so be careful!

Rating: 9/10 (Excellent choice for most people)

3.) Investing in someone else's business: If a friend or a neighbour needs some money to start a business, or needs a hand in business because of not enough money, then you can invest in their business and get a little share of the profit. You will again only need some money which could grow into a huge sum. Only do this with trusted people, because you don't want to lose your original investment! I have personally done this with some success, but after a few years the friend didn't need more help, but I still ended up with a decent profit.

Rating: 7.5/10 (Too many chances of being scammed)

4.) Lottery: No work at all, just pay $2 to the cashier and buy a lottery.

It can turn into $40 million dollars for no work at all! But there is a "little" drawback, which is that on average your odds of winning are also 1 in 40 million, so this is a good way of losing $2 every week but not making anything, unless of course you are that 1 in 40 million who wins.

Rating: 3/10 (Don't fall for it, lotteries are a scam, but still a way to make money without working).

5.) Foreign Exchange: Similar to stock market, but you will be investing in currencies rather than stocks. This could be as profitable as the stock market. You just invest in a currency which will grow the most according to you. You can make a selection between foreign exchange or stocks or invest in both according to preference.

Rating: 8/10 (Good choice, but be prepared to lose some money in the beginning)

6.) Rich spouse: Marry a rich person and let them share their wealth with you! No work at all involved, but you will need to be happy with your spouse, since you will have to spend the rest of your life with him/her.

Rating: 5/10 (Don't ruin other people's lives for your sake)

7.) Savings Account: Saving money isn't too much work. Save money and put in mutual funds or in a high interest paying savings account, and watch your money grow big!

Rating: 9/10 (Excellent Choice for most people)

Remember that most rich people did not work all that hard to get rich, except in a few cases. They were smart with their money, not hardworkers.

As in all cases, you will already need a good amount of money to make money without working, so start saving if you want to follow the tips!